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Business Strategy

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ABOUT US
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With an ultimate vision to be one of the best regional banks in Indonesia, Bank Maspion is using middle-to-low end consumers as the main target in its business development.

One of the implemented strategies for the Bank growth is to expand ATM++ nationwide. These ATM++'s offers customers to obtain banking services through Customer Service counter or an ATM machine.

In addition to that, Bank Maspion increases its lending to several economic sectors, especially trading and industrial, two economic sectors that are able to stand economic crisis.  Nevertheless, the Bank constantly gives out loans based upon the principle of Prudential Banking.

The efforts to enhance services to our customers start from training all employees to always provide excellent service. Besides, it is imperative to apply product diversification, such as electricity and phone bill payment service, purchasing prepaid phone card for handphone, as well as new product development, that can be existing product development or new products launchings. Along with the information technology innovation, Bank Maspion is committed to implement a safe, rapid, accurate, and reliable system.

With regards to the vision carried, Bank Maspion invests in productive, competent, loyal, and fully-dedicated human resources. Other supporting factors are execution of solid and transparent management and maintenance of customer loyalty. Nevertheless, economics condition is one of uncontrollable variable that is inevitable. Constantly adjusting Management policies is required to prevail economic conditions