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ABOUT US
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Financial Highlights
LOCATIONS
Branches
ATM++
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& Services
Time
Deposits
Current Accounts
Arthamas Savings
ArthaDollar Savings
Emas Savings
Karya Savings
Si Cerdas Savings
Services
Contact
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Funding Products
 Emas Savings Account Exclusively designed for
expanding customers’ investment through higher interest rates. A tiered
interest rate system will give advantages for customers who have
willingness to invest. The bigger customers invest the higher the interest
that customers will receive. Emas Savings Account provides savings books,
which have become an easy way to find out the account balance at any time.
 Arthamas
Savings Account
A flexible beneficial and secured savings account. Several benefits and
privileges of Arthamas Savings Account are: attractive daily interest
rate; unlimited withdrawal frequency; on-line system; withdrawal and
deposits can be done in all office network; instant prize based on the
number of points collected; can be used to pay for electricity, telephone,
as well as tax bills. In addition, withdrawals may be performed out of the
business hours through an ATM machine.
Arthadolar Savings Account A
Savings Account denominated in US Dollar that becomes a profitable
investment with an attractive interest rate and safe from foreign exchange
fluctuations.
Si Cerdas Savings Account Especially
designed for students who enjoy savings and care for their future.
Scholarship for high performance students are
avalaible.
Karya Savings Account A Savings Account designed
especially for employees of company that participates in Maspion Auto
Payroll (MAP) Service.
Time Deposits The Bank offers Time
Deposits as a safe and sound investment instrument. A customer may choose
maturity of 1, 3, 6 or 12 months.
Maspion Save With the same interest rates as the Time Deposits, Maspion Save is a
bare (no name) account with a specific value and with a maturity of either
1 or 3 months.
Current Account Provides some comfort for
customer such as: attractive rates of deposits; on-line system; deposit
and withdrawal may be performed at all office network; cash withdrawal
beyond working hours can be done through the ATM machine.
Biznis Current Account Designed
especially for young businessmen and professionals, Biznis Current Account
offers high interest rates as in the savings accounts.
Exclusive, flexible, prestigious, and efficient are some other
benefits the customers will get through this product.
Maspion Dollar Current Account A current account denominated in US Dollar that
is prepared as one of the services that are efficient and beneficial. One
of products designed for both individual and corporate customers which
often dealing with US Dollar for their daily financial transactions.
Autosave is one of the prime products of the Bank that is effective,
free, and beneficial. It is a
combination of Savings and Current Accounts that has a purpose of
automatic fund transfers.
Lending Products
Bank
Maspion offers some loan products such as Working Capital Loan, Investment
Loan, and Consumer Loans.
Working Capital Loan Working Capital Loan is a
facility to finance customer’s working capital needs. The facility is
subject to be reviewed on annually basis and there is no installment
during the period of the facility.
Investment Credit Investment Credit is a
facility granted by Bank Maspion to finance customers’ capital
expenditure. This credit can be repaid with some installment payments
within reasonable time based on customers’ needs and ability.
Housing
Loan Housing Loan is a credit facility which can be used in the purchase
of new / second-hand house located within or outside real estate, as well
as for building a new house or renovating an existing house. This loan can
be paid in certain installment payments within reasonable time based on
customers’ needs and ability.
Car Loan Car Loan
is a credit
facility given by Bank Maspion for the sole purpose of buying either a new
or used car. This loan can be paid in certain installments within
reasonable time based on the needs and ability of the customer.
Letter of Credit (L/C) A payment guarantee issued by the Bank on
customer import transaction to the overseas seller.
SKBDN - Domestic Letter of Credit
A payment guarantee issued by the Bank on the customer purchase
transaction to the domestic seller.
Bank
Guarantee A facility in the form of a
security document issued by the Bank for providing the guarantee to the
third party.
Miscellaneous Facilities & Services
ATM++ Besides for cash withdrawals, ATM++ may be used
for other transactions such as: account balance inquiries, transfers
between accounts, phone and electricity bill payments and tuition
payments.
Payment Point Bank
Maspion offers service convenient for paying bills such as telephone bill
payment, electricity bill payment, and tax bill payment through a service
counter called Payment Point.
Telebanking A 24-hour service for customer information about Current
Account, Savings Account or others information via phone, an easy and
convenient way in doing banking transactions.
Safe Deposit Box (SDB) The service rendered by
renting the safe boxes for the customers’ use for securing important
documents and/or the their luxury things in the fire resistance room with
the annual fees
ISA Call is an additional service providing customer
information about their account activities
Pick-Up Service To improve its service flexibility to the customers, Bank
Maspion also offers another banking service in which a Bank officer will
come to the customer’s resident to provide necessary banking services.
As
a realization to the Bank’s commitment to improve its service to
customers, in 2006 the Bank is going to join with one of the largest ATM
Shared Network in Indonesia. In line with such plan, the Bank will renew
its existing ATM Card by issuing a new card named INTERACT, that also can
be used as a Debit Card. By using this card, customers are able to perform
banking transactions in more than 6,000 ATM machine and more than 30,000
EDC machine across Indonesia. In addition to standard features such as
cash withdrawals and balance inquiry, INTERACT Card can be used for
interbank transfer within Prima Network, so that customers can perform
their banking transaction in an easier ways.
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